Tenant’s Insurance

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Designed for: Tenants

Tenant’s Insurance

Whether you rent an apartment, a condo or a house, you have some of the same insurance needs as a homeowner. Are you protected?

Renters insurance protects you against damage or loss of your personal property when you rent a house, apartment or condo.  Your landlord’s insurance protects the physical building, but your personal possessions are your responsibility.  Can you afford to replace everything you own in your home right now?

Fire, theft, vandalism and more…You may not own the place, but you need to be protected against loss.  You could also be financially responsible for damage to other people’s property surrounding you.  Get some peace of mind!


Apartments typically have one owner with units leased to individual tenants.  Apartments are typically owned by corporations.  When leasing an apartment often means you work with a management company rather than the property owner.


A Condo is a single building or a community of buildings with separate units owned by individual residents.  Residents own and maintain the interior of their unit but don’t own the property on which is sits.  If you end up renting a condo, your property owner will likely differ from the unit next door.


A single family home that shares one or more walls with other independently-owned units.  Residents own their interior and exterior walls, lawn, and roof, as well as the insurance for both their home and property.  Maintenance costs for the home is determined by the community’s homeowner’s association.

House or Basement Apartment

Standalone building with one or more units.  A basement apartment is a finished living space below the ground floor.

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101 C Hodsman Road | Regina SK

306 569 2150

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At HAL Insurance, we realize that no two businesses are alike, that is why we take great care in providing tailored solutions to our clients’ needs combined with a highly personal level of service. Each business has unique requirements and our goal is to ensure that you have exactly the right level of insurance coverage to meet the needs of your business.

Every day, we strategize to help our clients meet their insurance needs by taking the time to completely understand and assess the risk.